The following is a news release from the North Carolina Department of Insurance:
The Atlantic hurricane season begins on June 1, and Insurance Commissioner Wayne Goodwin is reminding all North Carolinians to prepare for severe weather by visiting www.NCHurriClaims.com.
NCHurriClaims.com is North Carolina’s source of insurance-related information pertaining to hurricanes and other natural disasters. The website includes tips for before and after a storm, descriptions of insurance coverages, important contact information and more.
“Everyone in North Carolina is at potential risk of property damage or loss from hurricanes or other natural disasters,” said Goodwin. “Don’t wait until a storm is approaching to prepare.”
To prepare for hurricane season:
· Review your insurance policies. Make sure that you have appropriate insurance coverage for your needs. Know what your policy does and does not cover. Standard homeowners policies do not cover flood damage; flood insurance can be purchased through the National Flood Insurance Program and must be in place for 30 days before coverage takes effect. Renters should consider purchasing coverage for their personal property through renters’ insurance.
· Make a home inventory and compile documents. Make a list of your belongings and take pictures or video of them. Keep your inventory list, purchase receipts, pictures/video and copies of your insurance policies in a safe-deposit box or other secure place away from your home, or email them to yourself. Bring copies of important documents with you if you are forced to evacuate.
· Take action to protect your property in the event of a storm. Cover your windows with storm shutters, siding or plywood. Move vehicles into garages when possible, or park them near your home and away from trees. Prevent outdoor items from becoming projectiles that can harm your property or neighboring homes. Grills, patio furniture and potted plants should be moved into the house or garage, or tied down.
If you have questions or problems concerning your insurance coverage, contact the Department of Insurance Consumer Services Division at 1-800-546-5664. Learn more at www.NCHurriClaims.com.