Easy ways to better your credit score

POSTED: 12:02 PM Oct 24 2011   UPDATED: 2:00 AM Jan 15 2016

Everyone could use better credit. With January representing Financial Wellness Month, here are some easy ways to better your credit score.

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Cutting up and canceling bunch of cards in a fit of self-imposed reform will only make your utilization ratio shoot up, and your credit score will suffer.

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