10 things you should never pay for

POSTED: 12:44 PM Sep 13 2012   UPDATED: 2:00 AM Apr 02 2014

Free stuff is getting harder to come by, but there are some things you should never pay for.

Man holding credit card
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Under federal law, AnnualCreditReport.com is the only authorized source for a free, yearly credit report from the three major credit bureaus: Experian, Equifax and TransUnion.

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