North Carolina has some of the lowest auto insurance rates in the country, but a group of insurers who want changes say the system is unfair to good drivers.
    
Companies including State Farm and Allstate will be looking to overhaul the system setting rates for nearly 7 million insured personal vehicles after the Legislature returns to work next month. Insurers say the changes will benefit good drivers.
    
Every auto policy includes a $17 per vehicle surcharge to operate one of the country's largest pools providing coverage to drivers that companies don't want.
    
The latest consumer cost information analyzed by the National Association of Insurance Commissioners finds North Carolina had some of the country's lowest premiums.

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